FAIR Launch Draft
What Insurers Require in an Art Appraisal
Insurers usually require clear item identity, valuation date/context, and supporting evidence that underwriting teams can review quickly.
- Use a consistent report structure across all scheduled items.
- Keep item labels and exhibits traceable end-to-end.
- Run a carrier-specific final checklist before submission.
- Are original signatures required? It depends on carrier policy.
- Is a one-page certificate enough? Often not by itself.
- Should comparables be included? Include when relevant/requested.