FAIR Launch Draft
How Long Is an Appraisal Good For? Insurance, Estate, Tax
An appraisal is only good for as long as its valuation date, market assumptions, condition notes, and intended-use framing still match the decision being made now.
- Insurance, claims, estate, tax, and resale decisions can all require different refresh timing.
- Older appraisals often remain useful as context, but not automatically as current decision-ready reports.
- The most common update triggers are market movement, condition change, and a change in intended use.
- Is there one fixed expiration date? No, validity is use-case specific.
- When should insurance appraisals be refreshed? When carrier expectations or market conditions make the older report stale.
- What if I am unsure? Treat that as a routing problem and start with FAIR.