How Long Is an Appraisal Valid? | FAIR FAQ

Appraisal validity is context-dependent. Stakeholders often expect updates when market conditions, item condition, or intended use changes materially.

• Match the appraiser to the item category.
• Confirm the report purpose before pricing.
• Compare fee disclosure before outreach.

Refresh needs are driven by risk and change, not a universal fixed date.

• Material market movement in the category.
• Condition changes, restoration, or damage events.
• New intended use or filing context.

• Is there a single universal validity period? No, requirements vary by insurer, advisor, and use case.
• Should I refresh before policy renewal? Often yes, especially for volatile categories.
• Can older reports still be useful? Yes, as historical context, but confirm current-use suitability.
• Where is the fuller buyer guide? Use the dedicated page on how long an appraisal is good for when you need use-case-specific guidance and a routing path to FAIR.

• Full validity guide
• Turnaround expectations
• Cost guide
• Insurance certificate
• Tax certificate
• Open the FAIR guidance hub